Howard Klebanow
Howard joined BUA in January 2022. He will serve as Disability Income Sales Director in charge of all facets of Individual disability. He brings with him over 40 years of experience in the Individual disability marketplace, including both time in the home office and sales side of the product.
He started his career by majoring in insurance at the University of Tennessee and has since spent the last 40 years primarily in the Individual and multi-life disability arena. During that time, Howard has spent time underwriting for Provident Life and Accident, as a brokerage representative and manager for Paul Revere Life; Vice President of Disability Operations for CIGNA; Director of the Executive Disability and Long-Term Care division for Risk Management Group at Clark Consulting; Vice President, as well as agency Brokerage Director for Skylight Financial Group(Mass Mutual agency) and most recently as Chief Operating Office at Berkshire Advisor Resource (A Plus Group member).
His expertise is in all facets of income protection including product knowledge, case design (both basic and advanced) as well as evaluating risk through the underwriting process.
Howard also serves as incoming president for Solon Lightning and President of Ohio Travel Soccer League and resides in Solon, Ohio with his wife Rossya.