Business Overhead Expense

Business Over Expense insurance reimburses a business owner for expenses incurred during a disability. Covered expenses are those that are deductible for federal income-tax purposes. This policy is ideal for business owners whose personal service is key to the continued earning of business income.
There is a 79% chance a three owner firm has one of its business owners being out for 3+ months due to a disability.1
1 Commissioner's Disability Insurance Table A; assumes owners are age 37 and disability occurs before age 65.
Related Resources