Securian: Enhanced Juvenile Underwriting Guidelines

12-07-2023

Securian Financial regularly reviews their underwriting guidelines to ensure they're delivering consistent and overall improved underwriting offers. Below is the most recent update relates to their juvenile guidelines:

• Securian will now consider up to $250,000 of coverage on juveniles without their usual 50 percent restriction of parental coverage*
• Securian has extended their consideration for grandparent gifting scenarios
• Expanded underwriter guidance for juvenile build considerations, resulting in fewer attending physician statements (APSs)

Securian's robust experience and competitive guidelines also can support your larger and more complex family trust planning juvenile cases. As a tip, a cover letter is recommended for your cases that exceed $1,000,000 of death benefit. For instances like this, work with your underwriter as they can help with specific scenarios.

With this new development, Securian hopes to lessen some of the burden and make the best impact for you, your clients and their loved ones.

Please give us a call at 800.792.6795 if you have any questions.

 

* Not applicable for business in New York