MassMutual: SpecialCare for Clients with Special Needs

02-26-2024

Mass Mutual is pleased to offer a program that makes a modest amount of life insurance coverage available to individuals with special needs.  The goal of The SpecialCare Life Underwriting Program is to offer guidance and financial solutions for caregivers, and provide a protection solution for their dependents.

Mass Mutual is on a mission to help educate families and caregivers of people with special needs about the importance and steps to help provide a secure financial future.

What is The SpecialCare Life Underwriting Program? If you are caring for a person with a special need — a spouse, child, sibling, dependent parent — you understand that it can be overwhelming and can place financial constraints on your family. Caring for a loved one with special needs and making sure all of their needs are met is a caregiver’s first priority.

This specialized underwriting program makes whole life insurance coverage available to individuals with three common disability diagnoses.

Product Offered

• Whole Life 15 Pay
• Coverage: $25,000

Diagnoses Covered

• Down Syndrome
• Cerebral Palsy
• Autism

Issue Ages

• Minimum: Age 1 in the contract issue state
• Maximum: Age 49 in the contract issue state

Ownership/Beneficiary

• Parents
• Grandparents
• Anyone else that has an insurable interest

Please give our life sales team a call at 800.792.6795 if you have questions or have a case that could benefit from this solution!